:root{
  --navy:#510B44;--navy-2:#621545;--orange:#CC654B;--yellow:#ECC545;--jur:#973E48;--gold-dark:#7A5500;
  --ink:#2D1226;--gray:#6B5560;--rule:#E7DCE3;--bg:#F5EDF3;--card:#FFFFFF;--soft:#FBF6F9;
  --grad:linear-gradient(120deg,#ECC545 0%,#CC654B 52%,#510B44 100%);
  --grad-cap:linear-gradient(120deg,#CC654B 0%,#973E48 55%,#510B44 100%);
  --grad-win:var(--grad);
  --shadow:0 18px 50px -22px rgba(81,11,68,.45);--shadow-sm:0 6px 20px -10px rgba(81,11,68,.30);--radius:18px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:"Nunito Sans",system-ui,sans-serif;color:var(--ink);line-height:1.55;
  background:radial-gradient(1200px 600px at 12% -8%,rgba(236,197,69,.18),transparent 60%),
    radial-gradient(1000px 700px at 110% 4%,rgba(204,101,75,.16),transparent 55%),var(--bg);
  padding:clamp(12px,3vw,40px);min-height:100vh}
#jpm-calc{max-width:680px;margin:0 auto}
img,svg{max-width:100%}

.jc-head{background:var(--navy);background-image:var(--grad);color:#fff;border-radius:var(--radius) var(--radius) 0 0;
  padding:0;position:relative;overflow:hidden;aspect-ratio:1920 / 900}
@media (orientation: portrait) {
  .jc-head { aspect-ratio: 1080 / 1350; }
}
.jc-head::after{display:none}
.jc-head>*{position:relative;z-index:2}
.jc-head .hero-picture{position:absolute !important;top:0;left:0;width:100%;height:100%;z-index:0 !important}
.jc-head .hero-img{width:100%;height:100%;object-fit:cover}
/* Ocultar visualmente el texto para no duplicar el texto integrado en la imagen, manteniendo SEO y accesibilidad */
.jc-eyebrow, .jc-title, .jc-sub {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  padding: 0 !important;
  margin: -1px !important;
  overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important;
  white-space: nowrap !important;
  border: 0 !important;
}
.jc-eyebrow .dot{width:7px;height:7px;border-radius:50%;background:#fff;opacity:.85;flex:none}

/* Botón interactivo superpuesto exactamente sobre el de la imagen */
.jc-head-cta {
  position: absolute;
  z-index: 10;
  left: 4.8%;
  bottom: 11%;
  background: #510B44;
  color: #fff;
  font-family: 'Rubik', sans-serif;
  font-weight: 700;
  font-size: clamp(13px, 1.1vw, 16px);
  padding: clamp(10px, 1vw, 14px) clamp(20px, 2vw, 32px);
  border-radius: 10px;
  text-decoration: none;
  text-align: center;
  box-shadow: 0 4px 15px rgba(81, 11, 68, 0.3);
  transition: transform 0.15s, box-shadow 0.15s;
}
.jc-head-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(81, 11, 68, 0.5);
  background: #621545;
}
@media (orientation: portrait) {
  .jc-head-cta {
    left: 50%;
    transform: translateX(-50%);
    bottom: 6%;
    font-size: clamp(12px, 3.5vw, 15px);
    padding: clamp(10px, 2.5vw, 14px) clamp(24px, 6vw, 36px);
    width: fit-content;
  }
  .jc-head-cta:hover {
    transform: translateX(-50%) translateY(-2px);
  }
}

.jc-prog{background:var(--navy-2);padding:11px clamp(20px,4vw,34px);display:flex;align-items:center;gap:12px;color:#fff}
.jc-prog .bar{flex:1;height:6px;background:rgba(255,255,255,.22);border-radius:99px;overflow:hidden}
.jc-prog .fill{height:100%;background:var(--yellow);border-radius:99px;transition:width .35s ease;width:16%}
.jc-prog .lbl{font-family:"Rubik";font-weight:600;font-size:.72rem;white-space:nowrap;opacity:.95}

.jc-body{background:var(--card);border:1px solid var(--rule);border-top:none;border-radius:0 0 var(--radius) var(--radius);
  box-shadow:var(--shadow);padding:clamp(20px,4vw,34px)}

.screen{display:none;animation:fade .35s ease}.screen.active{display:block}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.scr-title{font-family:"Rubik";font-weight:700;font-size:1.12rem;color:var(--navy);margin-bottom:4px}
.scr-sub{font-size:.88rem;color:var(--gray);margin-bottom:18px}

.jc-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.jc-field.full{grid-column:1 / -1}
label{display:block;font-family:"Rubik";font-weight:500;font-size:.82rem;color:var(--ink);margin-bottom:6px}
label .opt{color:var(--gray);font-weight:400}
.hint{font-size:.74rem;color:var(--gray);margin-top:5px;line-height:1.4}
.hint a{color:var(--orange);font-weight:600;text-decoration:none}
.hint a:hover{text-decoration:underline}
.fld-err{font-size:.74rem;color:#B0322A;margin-top:5px;display:none}.fld-err.show{display:block}
input,select{width:100%;font-family:"Nunito Sans";font-size:1rem;color:var(--ink);background:#fff;border:1.5px solid var(--rule);
  border-radius:11px;padding:11px 13px;transition:border-color .15s,box-shadow .15s}
input:focus,select:focus{outline:none;border-color:var(--orange);box-shadow:0 0 0 3px rgba(204,101,75,.16)}
input.bad{border-color:#B0322A;box-shadow:0 0 0 3px rgba(176,50,42,.12)}

.jc-radio{display:flex;gap:10px;flex-wrap:wrap}
.jc-radio label{flex:1;min-width:100px;margin:0;cursor:pointer;text-align:center;border:1.5px solid var(--rule);border-radius:11px;
  padding:11px;background:#fff;font-family:"Rubik";font-weight:500;font-size:.84rem;transition:.15s}
.jc-radio input{position:absolute;opacity:0;width:0;height:0}
.jc-radio label:has(input:checked){border-color:var(--orange);background:rgba(204,101,75,.08);color:var(--navy);box-shadow:0 0 0 3px rgba(204,101,75,.12)}
.jc-check{display:flex;gap:10px;align-items:flex-start;background:#fff;border:1.5px solid var(--rule);border-radius:11px;padding:12px 14px;cursor:pointer}
.jc-check input{width:18px;height:18px;flex:none;margin-top:2px;accent-color:var(--orange)}
.jc-check span{font-family:"Nunito Sans";font-weight:600;font-size:.82rem}

.jc-reveal{display:none;animation:fade .3s}.jc-reveal.show{display:block}

.badge{display:inline-flex;align-items:center;gap:.5em;border-radius:999px;padding:8px 14px;font-family:"Rubik";font-weight:600;font-size:.82rem;margin-top:12px}
.badge.ok{background:rgba(204,101,75,.14);color:var(--jur);border:1px solid rgba(204,101,75,.4)}
.badge.ask{background:rgba(236,197,69,.2);color:var(--gold-dark);border:1px solid rgba(236,197,69,.55)}

.info{border-left:4px solid var(--orange);background:rgba(204,101,75,.07);border-radius:0 12px 12px 0;padding:13px 15px;font-size:.88rem;margin-top:12px}
.info b{font-family:"Rubik";color:var(--navy)}
.alert{border-left:4px solid var(--jur);background:rgba(151,62,72,.07);border-radius:0 12px 12px 0;padding:12px 15px;font-size:.85rem;margin-top:10px;color:#7A2630}
.alert b{font-family:"Rubik"}
.calc-out{font-size:.88rem;margin-top:10px;font-family:"Rubik";font-weight:500}
.calc-out.good{color:var(--gold-dark)}.calc-out.warn{color:var(--jur)}

.nav{display:flex;gap:10px;margin-top:22px}
.btn{flex:1;border:none;cursor:pointer;font-family:"Rubik";font-weight:600;font-size:.98rem;border-radius:13px;padding:14px;transition:transform .12s,filter .15s;text-shadow:0 1px 6px rgba(81,11,68,.25)}
.btn:active{transform:translateY(1px)}
.btn.prim{color:#fff;background:var(--navy);background-image:var(--grad);box-shadow:var(--shadow-sm)}
.btn.prim.alt{background-image:var(--grad-cap)}.btn.prim.win{background-image:var(--grad-win)}
.btn.prim:hover{filter:brightness(1.05)}
.btn.ghost{background:#fff;border:1.5px solid var(--rule);color:var(--navy);flex:0 0 auto;padding-left:20px;padding-right:20px;text-shadow:none}

.score-hero{color:#fff;border-radius:16px;padding:22px;background:var(--navy);box-shadow:var(--shadow-sm);text-shadow:0 1px 10px rgba(81,11,68,.6)}
.score-hero.AAA,.score-hero.AA{background-image:var(--grad-win)}
.score-hero.A{background-image:var(--grad-cap)}
.score-hero.B{background-image:linear-gradient(120deg,#ECC545 0%,#CC654B 100%)}
.score-hero.C{background-image:linear-gradient(120deg,#973E48 0%,#510B44 100%)}
.score-emoji{font-size:1.6rem;text-shadow:none}
.score-h{font-family:"Rubik";font-weight:800;font-size:1.3rem;line-height:1.15;margin:6px 0}
.score-d{font-size:.92rem;opacity:.97}
.chips{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:14px}
.chip{border:1px solid var(--rule);border-radius:12px;padding:11px 13px;background:var(--soft)}
.chip .ck{font-size:.71rem;color:var(--gray);font-family:"Rubik";font-weight:500;letter-spacing:.04em;text-transform:uppercase}
.chip .cv{font-family:"Rubik";font-weight:600;font-size:.92rem;color:var(--navy);margin-top:3px}

.periodo{background:var(--soft);border:1px dashed var(--orange);border-radius:12px;padding:12px 14px;margin:6px 0 12px;font-size:.85rem}
.periodo b{font-family:"Rubik";color:var(--navy)}

.cap-hero{color:#fff;border-radius:16px;background:var(--navy);background-image:var(--grad-cap);box-shadow:var(--shadow-sm);padding:22px;margin-top:4px;text-shadow:0 1px 8px rgba(81,11,68,.5)}
.cap-k{font-family:"Rubik";font-weight:500;font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;opacity:.88}
.cap-v{font-family:"Rubik";font-weight:800;font-size:clamp(1.8rem,6vw,2.5rem);line-height:1.05;margin:6px 0}
.cap-line{display:flex;justify-content:space-between;gap:10px;font-size:.83rem;padding:7px 0;border-top:1px solid rgba(255,255,255,.18)}
.cap-line span:first-child{opacity:.85}.cap-line span:last-child{font-family:"Rubik";font-weight:600}

.res-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:6px 0 4px}
.res-card{border:1px solid var(--rule);border-radius:14px;padding:18px;background:#fff}
.res-card.hero{grid-column:1 / -1;color:#fff;border:none;background:var(--navy);background-image:var(--grad);box-shadow:var(--shadow-sm);text-shadow:0 1px 8px rgba(81,11,68,.5)}
.res-k{font-family:"Rubik";font-weight:500;font-size:.76rem;letter-spacing:.06em;text-transform:uppercase;opacity:.85}
.res-card:not(.hero) .res-k{color:var(--gray)}
.res-v{font-family:"Rubik";font-weight:800;font-size:clamp(1.4rem,5vw,2.1rem);line-height:1.05;margin-top:6px}
.res-card:not(.hero) .res-v{color:var(--navy)}
.res-tag{font-size:.79rem;margin-top:7px;opacity:.92}.res-card:not(.hero) .res-tag{color:var(--gray)}
.ba{display:flex;align-items:center;gap:.6em;justify-content:center;flex-wrap:wrap;background:var(--navy);background-image:var(--grad-win);color:#fff;
  border-radius:14px;padding:16px;font-family:"Rubik";font-weight:700;font-size:1.02rem;margin-bottom:12px;box-shadow:var(--shadow-sm);text-shadow:0 1px 8px rgba(81,11,68,.55)}
.ba .arr{opacity:.9}
.roi{display:flex;align-items:center;gap:.5em;justify-content:center;background:rgba(236,197,69,.18);color:var(--gold-dark);
  border:1px solid rgba(236,197,69,.45);border-radius:12px;padding:12px;font-family:"Rubik";font-weight:600;font-size:.92rem;margin-top:10px}
.note{font-size:.81rem;color:var(--gray);background:var(--soft);border:1px solid var(--rule);border-radius:10px;padding:11px 13px;margin-top:10px}
.note b{color:var(--jur)}

.fin-box{border:1px solid var(--orange);border-radius:14px;background:#fff;padding:18px;margin-top:14px;box-shadow:0 0 0 3px rgba(204,101,75,.08)}
.fin-box h4{font-family:"Rubik";color:var(--navy);font-size:1.04rem;margin-bottom:8px;display:flex;align-items:center;gap:.4em}
.fin-box p{font-size:.88rem;color:var(--gray)}
.fin-list{list-style:none;margin:12px 0 0;display:grid;gap:8px}
.fin-list li{font-size:.85rem;color:var(--ink);display:flex;gap:.55em;align-items:flex-start}
.fin-list li::before{content:"✓";color:var(--orange);font-weight:800;font-family:"Rubik";flex:none}

/* Acordeón (chips extra, desglose, nota legal) */
details.acc{margin-top:12px;border:1px solid var(--rule);border-radius:12px;background:var(--soft);overflow:hidden}
details.acc>summary{cursor:pointer;list-style:none;padding:11px 14px;font-family:"Rubik";font-weight:600;font-size:.84rem;color:var(--navy);display:flex;justify-content:space-between;align-items:center;gap:8px}
details.acc>summary::-webkit-details-marker{display:none}
details.acc>summary::after{content:"▾";color:var(--orange);transition:transform .2s}
details.acc[open]>summary::after{transform:rotate(180deg)}
details.acc .acc-body{padding:0 14px 14px}
details.acc .acc-body .chips{margin-top:0}

.jc-disc{margin-top:20px;border:1px dashed var(--jur);border-radius:12px;background:rgba(151,62,72,.05);padding:0;font-size:.76rem;color:var(--gray);line-height:1.5}
.jc-disc>summary{cursor:pointer;list-style:none;padding:13px 15px;font-family:"Rubik";font-weight:600;color:var(--jur);font-size:.8rem;display:flex;justify-content:space-between;gap:8px}
.jc-disc>summary::-webkit-details-marker{display:none}
.jc-disc>summary::after{content:"▾";transition:transform .2s}
.jc-disc[open]>summary::after{transform:rotate(180deg)}
.jc-disc .disc-body{padding:0 15px 14px}
.jc-disc .disc-body strong{font-family:"Rubik";color:var(--jur)}
.jc-foot{text-align:center;font-size:.72rem;color:var(--gray);margin-top:14px;padding-top:14px;border-top:1px solid var(--rule)}
.jc-foot b{font-family:"Rubik";color:var(--navy)}

#confeti{position:fixed;inset:0;pointer-events:none;z-index:9999}

/* ══════════ DISEÑO RESPONSIVE ══════════ */
/* Tabletas y pantallas medianas */
@media(max-width:680px){
  .jc-grid{grid-template-columns:1fr}
  .jc-field{grid-column:1 / -1}
  .chips{grid-template-columns:1fr 1fr}
  .res-grid{grid-template-columns:1fr}
}
/* Celular */
@media(max-width:520px){
  body{padding:8px}
  #jpm-calc{max-width:100%}
  .jc-head{padding:0}
  .jc-eyebrow{font-size:.62rem;letter-spacing:.1em}
  .jc-title{font-size:1.22rem;line-height:1.08;margin:.35rem 0 .25rem}
  .jc-sub{font-size:.84rem;line-height:1.35}
  .jc-prog{padding:8px 16px}.jc-prog .lbl{font-size:.68rem}
  .jc-body{padding:16px;box-shadow:0 10px 30px -22px rgba(81,11,68,.35)}
  .scr-title{font-size:1.05rem}
  .scr-sub{margin-bottom:12px;font-size:.84rem}
  .jc-grid{gap:10px}
  label{font-size:.8rem;margin-bottom:4px}
  input,select{padding:11px 12px;font-size:16px}   /* 16px evita el zoom automático de iOS */
  .hint{font-size:.72rem;margin-top:4px}
  .jc-radio{gap:8px}.jc-radio label{padding:11px 8px}
  .jc-radio.col{flex-direction:column}
  .jc-radio.col label{width:100%;text-align:left;min-width:0}
  .info,.alert,.periodo,.note{padding:10px 12px;font-size:.82rem;margin-top:8px}
  .score-hero,.cap-hero,.fin-box,.res-card{padding:14px;border-radius:13px}
  .score-hero,.cap-hero,.res-card.hero{box-shadow:0 8px 22px -16px rgba(81,11,68,.45)}
  .score-h{font-size:1.12rem}.score-d,.fin-box p{font-size:.84rem}
  .cap-v{font-size:1.7rem}.res-v{font-size:1.5rem}
  .chips{gap:8px}
  .nav{margin-top:14px;position:sticky;bottom:0;background:linear-gradient(180deg,rgba(255,255,255,0),#fff 30%);padding-top:12px;padding-bottom:6px;z-index:20}
  .btn{padding:13px;font-size:.95rem}
}
/* Celular muy estrecho */
@media(max-width:360px){
  .chips{grid-template-columns:1fr}
  .jc-title{font-size:1.12rem}
  .cap-v{font-size:1.5rem}
}
.hp-field { display: none; }